Autumn Wind Inspections
Four-Point Inspections in Central Florida
Need a Four-Point inspection for Florida home insurance? Autumn Wind Inspections documents the roof, electrical, plumbing, and HVAC systems. Contact Michael Hopp to schedule.
Focused documentation for your insurance request
A Four-Point inspection evaluates four major areas of a property commonly requested by Florida insurance companies: roofing, electrical, plumbing, and heating and cooling. It documents general condition, age, materials, and visible concerns associated with these systems.
A Four-Point inspection is not a substitute for a comprehensive buyer inspection. Its focused scope helps an insurer review the property's major systems, while a buyer inspection evaluates a wider range of visible and accessible components.
Autumn Wind Inspections provides Four-Point inspections throughout Central Florida. Michael Hopp documents visible conditions; insurance approval, underwriting criteria, and any follow-up requirements are determined by your insurance company.
The four systems reviewed
Roof
The roof's general condition, age, covering materials, and visible concerns relevant to the insurance inspection.
Electrical
Accessible electrical components, including panels and visible wiring, with documentation of general condition and visible concerns.
Plumbing
Visible plumbing components, materials, water heater, and conditions such as visible leakage or damage.
Heating and cooling
The installed HVAC system's general condition, age, and visible concerns associated with accessible equipment.
Before your appointment
- Ask your insurance agent which inspection reports and forms the carrier needs.
- Share any insurer instructions with Michael before your appointment.
- Arrange access to the electrical panel, plumbing equipment, water heater, and HVAC system.
- If available, have roof replacement information and major system repair records ready for discussion.
Common questions
Do all homes need a Four-Point inspection?
Requirements vary by insurance carrier and property. Ask your agent whether a Four-Point inspection is required for your insurance application or renewal.
Will this guarantee insurance approval?
No. The inspector documents the visible conditions present at the time of the inspection. Approval and underwriting decisions belong to the insurance company, which may request repairs or additional information.
Do I also need a wind mitigation inspection?
A wind mitigation inspection documents construction features related to wind resistance; it serves a different purpose from a Four-Point inspection. Your insurance agent can confirm whether you need one report or both.
How do I book only a Four-Point inspection?
On the scheduling page, choose “Additional Services” if you only need a Four-Point inspection, wind mitigation inspection, or both. You can also contact Michael to discuss the property and requested services.